Utah Bankers Association

Utah Bankers Association

Advanced Cash Flow Analysis

Thursday, October 18, 2018
9:00 AM - 4:00 PM
Location TBD
Salt Lake City, UT

 

This seminar will explore multiple models of both business and personal (business owner) cash flow analyses.

The seminar will begin with the business “traditional” EBITDA cash flow and personal cash flow of the “business owner” (using the 1040 tax return, including tax schedules and K-1s, and the personal financial statement). Additionally, the Global Cash Flow or combined “business & personal” cash flow model will be displayed.

This will be followed by the Statement of Cash Flows (using the Direct and Indirect Methods), as prepared by the CPA, the UCA Cash Flow (using the Moody’s Risk Analyst software spreadsheet), Cash Basis Cash Flow, Fixed-Charge Coverage (FCC), and Free Cash Flow (FCF).

Various cash flow projections and sensitivity analyses will also be explored.

The seminar will then conclude with “commercial real estate” (CRE) cash flow analysis and other related real estate “investment” cash flow models.  

This Seminar Will Cover

  • Business (EBITDA) & Personal Cash Flow Analyses

  • Global Cash Flow: Combining the Business and Personal Cash Flows

  • Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow

  • Cash Flow Projections and Sensitivity Analysis

  • CRE Cash Flow Analysis including Investment Model

Instructor

David L. Osburn

David L. Osburn is the founder and managing member of David L. Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminar/keynote speeches for various groups including CPAs, bankers, attorneys, credit managers, trade groups, and business owners. He also serves as a contract CFO for a large multi-state construction company, co-manages a bank educational program with the University of Nevada Las Vegas, and is a board member of North Star Business Services, a commercial lending company (commercial real estate and equipment financing).

In addition, David is an Adjunct Professor for Regis University, an accredited MBA program and the College of Southern Nevada, a community college. He has taught college course for over 22 years, covering Finance, Accounting, Economics, Marketing, Banking, Business Law, and Management. He earned an MBA in Finance/Marketing from Utah State University and BS in Finance from Brigham Young University. He is also a graduate of the University of Oklahoma National Commercial Lending School.

Audience

Commercial lenders, credit analysts, relationship managers, credit administrators

Registration and Fees

The fee for the seminar is $325 for UBA Members and $490 for Non-Members. The fee includes all seminar materials and lunch. The deadline for registration is Friday, October 5, 2018. A $25.00 late fee applies after that date.
 

Cancellation Policy

Cancellations received prior to September 18, 2018 will receive a full refund.  Cancellations received after September 18, 2018 will be charged a $50 processing fee. Substitutions are always welcome and encouraged. All cancellations and substitutions must be submitted in written format prior to the event.